The Farm Credit Associations of Arkansas have put more than
$243 million back in members’ pockets since 1997.
Farm Credit Associations of Arkansas are not banks, and we think that’s great! We’re a financial cooperative with member-owners in each association. Our member-owners share in the profits when our associations have good years. The Board of Directors of each independent Farm Credit Association determines the amount given back annually to member-owners through a patronage cash program. Patronage* cash back payouts are normally paid in February based on the previous year’s profitability.
*Patronage is paid to eligible member-owners based on the amount of net interest income the member-owner paid the previous year.